Tokyo Metropolitan Government Employees Credit Cooperative (Tokyo Metropolitan Government Employees Credit Cooperative)
ConfidenceLikelyUpdated2026-07-29Review by2026-10-27Sources7Machine-translatedOriginal (JA)
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This entry sits under cooperative-banks INDEX as the largest local-government-employee (自治体職員) shinkumi in Japan, complementing peer occupation-based (職域) shinkumi like Keishicho Shinkumi (police) and Tokyo Shobo Shinkumi (fire dept) within the 143-cooperative population catalogued in Japan credit cooperative registry.
1. Corporation overview
| Item | Content |
|---|---|
| Formal name | Tokyo Metropolitan Government Employees Credit Cooperative |
| Common name | To-Shokuin Shinkumi / Tokyo-to Shokuin Shinkumi |
| Corporate number | 8011105001107 • |
| FSA registry No. | 50 (Kanto Local Finance Bureau) |
| Legal form | credit cooperative (compliant with the Act on Cooperatives of Small and Medium-sized Enterprises, etc.) |
| Head-office location | inside the Tokyo Metropolitan Government building, Nishi-Shinjuku 2-8-1 , Shinjuku-ku, Tokyo (postal code 163-8001) • |
| Affiliation | National Federation of Credit Cooperatives (Zenshinkumiren) member |
| Supervisory authority | Financial Services Agency / Kanto Local Finance Bureau |
| Deposit insurance | Deposit Insurance Corporation of Japan (DIC) covered |
| Home market | Tokyo Metropolitan Government employees (Governor’s-bureau / public-enterprise employees + OB + family) |
| Shinkumi type | occupation-based credit cooperative (limited to Tokyo Metropolitan Government employees) |
Membership eligibility •
Because it is an occupation-based shinkumi, membership eligibility is strictly limited to Tokyo Metropolitan Government employees:
- Basic requirement: employees (regular staff) of the Tokyo Metropolitan Government’s Governor’s bureau / public enterprises (transportation / waterworks / sewerage / hospitals, etc.)
- Retirees: OB / OG who have retired from the Tokyo Metropolitan Government (continued membership within a certain period is common)
- Spouses / relatives: members’ spouses / family in the same household (per the articles of incorporation)
- Non-member use: strictly restricted
Position within Zenshinkumiren
- a Kanto-block member institution of National Federation of Credit Cooperatives (Zenshinkumiren)
- one wing of the Tokyo 19 shinkumi among the Kanto 49 shinkumi
- system ATM linkage / surplus-fund management go through Zenshinkumiren
Main operations •
| Operation | Content |
|---|---|
| Mortgage | housing-acquisition funds for member households (main operation) |
| Education loan | education funds for members’ children |
| Car loan | automobile-purchase funds for members |
| Card loan | free funds for members |
| Ceremonial-occasion loan | celebration / condolence expenses of member households |
| Time / liquid deposits | deposits for member households |
| Retirement-allowance management | asset-management consultation for members reaching retirement age |
5. KPI update route
| Public items | Primary source | Posting rules |
|---|---|---|
| Deposits, loans, equity ratio, non-performing loan indicators | The Financial Services Agency’s SME finance-related management indicators and the association’s latest official disclosure | Align the target year and indicator definition of the materials |
| Total assets/Investment/Net assets | Latest disclosure magazine of Tokyo Employees Credit Union | Posting from the same reference date and same material |
| Union members, officers, employees, stores | Organizational overview or disclosure magazine of the association | Specify the reference date and store classification |
| Corporate number/head office/registration jurisdiction | Financial Services Agency credit union license list | Check the update date of the list |
Sources: KPIs are updated with the Financial Services Agency’s management indicators and the latest official disclosure of the Tokyo Metropolitan Employees’ Credit Union, and corporate identification information is updated with the Financial Services Agency’s list of credit union licenses. The 2022 values and undefined size rankings derived from secondary sources in the previous edition have been withdrawn. ^[Sources: https://www.fsa.go.jp/policy/chusho/shihyou/kantou/tokyo/03.pdf; https://www.toshokushin.co.jp/; https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx.]
6. Supervision / regulation
- Competent authority: Financial Services Agency / Kanto Local Finance Bureau
- Legal basis: Act on Cooperatives of Small and Medium-sized Enterprises, etc. + Act on Financial Businesses by Cooperatives (Kyokin Act)
- Deposit insurance: Deposit Insurance Corporation of Japan (DIC) general-financial-institution frame
- Recent policy points:
- DX response (smartphone app / electronic contracts / fully-web loans)
- functional coordination with the mutual-aid association
- OB / OG member management (aging response)
Related
- keishicho-shinkumi — Metropolitan Police Department Employees Credit Cooperative (peer occupation-based shinkumi, police-affiliated)
- tokyo-shobo-shinkumi — Tokyo Fire Department Credit Cooperative (peer occupation-based shinkumi, fire-affiliated)
- zenshin-kumi — National Federation of Credit Cooperatives (the central institution of the shinkumi industry)
- dic — Deposit Insurance Corporation of Japan
- credit-cooperative-registry-japan — Japan credit cooperative registry (all 143 shinkumi)
- cooperative-banking-japan — cooperative-organization finance overall
- iwaki-shinkumi — Iwaki Credit Cooperative (peer regional-type shinkumi, business-model contrast)
- cooperative-banks INDEX
Sources
- FSA credit-cooperative license list: https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx (corporate number 8011105001107, registry No. 50)
- Tokyo Metropolitan Government Employees Credit Cooperative official: https://www.toshokushin.co.jp/
- FSA Kanto Local Finance Bureau SME-finance-related management indicators [Tokyo: credit cooperatives] (deposits 75,935 百万円 / loans 37,267 百万円 / capital adequacy ratio 22.67% / non-performing-loan ratio 0.77%): https://www.fsa.go.jp/policy/chusho/shihyou/kantou/tokyo/03.pdf
- National Central Society of Credit Cooperatives: https://www.shinyokumiai.or.jp/
- Zenshinkumiren (National Federation of Credit Cooperatives) official: https://www.zenshinkumiren.jp/
- Deposit Insurance Corporation of Japan official: https://www.dic.go.jp/
- Act on Cooperatives of Small and Medium-sized Enterprises, etc.
- Act on Financial Businesses by Cooperatives (Kyokin Act)
- Local Public Service Mutual Aid Association Act
[!info] Verification status confidence: likely. The corporate number, registered jurisdiction, and head office location are based on the Financial Services Agency directory, and the KPIs are based on the Financial Services Agency’s management indicators and the association’s official disclosure. KPIs and scale rankings derived from secondary materials in the previous version have been deleted. The specific division of roles with the local employee mutual aid association has not been confirmed and cannot be determined.
#JapanFG#shinkumi#credit-cooperative#cooperative-banking#kanto#tokyo
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