東京消防信用組合 (Tokyo Fire Department Credit Cooperative)

Wiki route

This entry sits under cooperative-banks INDEX as the Tokyo Fire Department employee occupation-based shinkumi anchor, completing the Tokyo emergency/civil-service shinkumi trio with Keishicho Shinkumi (police) and Tokyo Metropolitan Government Employees Credit Cooperative (Tokyo Metropolitan Government Employees Credit Cooperative) (metropolitan civil servant) within the 143-cooperative population catalogued in Japan credit cooperative registry.

TL;DR

The Tokyo Fire Department Credit Cooperative is an occupation-based credit cooperative whose members are employees affiliated with the Tokyo Fire Department (firefighters + clerical staff + OB/retirees), with its head office in Otemachi, Chiyoda-ku, Tokyo (inside the Tokyo Fire Department headquarters). FSA registry No. 49 (under the jurisdiction of the Kanto Local Finance Bureau), corporate number 2010005002121. It is a small-scale occupation-based shinkumi that limits membership eligibility to Tokyo Fire Department employees + their spouses and relatives, with its main businesses being living-funds loans, housing loans, and retirement-allowance investment for members. A National Federation of Credit Cooperatives (Zenshinkumiren) member, subject to Deposit Insurance Corporation of Japan (DIC). It operates on a relatively small member base of about 1.8 万 people in the Tokyo Fire Department (firefighters + clerical staff), a niche representative example of an occupation-based shinkumi. ^•

1. Corporate overview

Membership eligibility ^•

As an occupation-based shinkumi, membership eligibility is strictly limited to Tokyo Fire Department employees:

1. Basic requirement: employees affiliated with the Tokyo Fire Department (firefighters, ambulance crew, clerical staff, technical staff, etc.)
2. Retirees: OB / OG who have retired from the Tokyo Fire Department (continued membership within a certain period is common)
3. Spouses and relatives: members’ spouses and family in the same household (per the articles of association)
4. Non-member use: strictly restricted

The big three Tokyo emergency/civil-servant occupation-based shinkumi (registry comparison)

Position within Zenshinkumiren

• A Kanto-block member institution of National Federation of Credit Cooperatives (Zenshinkumiren)
• One wing of the Tokyo 19 shinkumi among the Kanto 49 shinkumi
• A representative of the occupation-based shinkumi group, and among them of the civil-servant occupation-based shinkumi
• System ATM linkage and surplus-fund management go through Zenshinkumiren

Main businesses ^•

5. KPI update route

Sources: The latest KPIs are updated in the Tokyo Fire Department Credit Union’s official management report, and corporate identification information is updated in the Financial Services Agency’s list of credit union licenses. The 2022 values ​​derived from secondary sources in the previous edition and the scale assessment derived from them have been withdrawn. ^[Sources: https://www.shoubou.co.jp/profile/report.html; https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx.]

6. Supervision / regulation

• Lead authorities: Financial Services Agency / Kanto Local Finance Bureau
• Legal basis: Act on Cooperatives of Small and Medium Enterprises, etc. + Act on Financial Businesses by Cooperatives (the “Kyokinho”)
• Deposit insurance: Deposit Insurance Corporation of Japan (DIC) general-financial-institution category
• Recent policy issues:
  • DX response (smartphone apps / electronic contracts / web-completed loans)
  • Securing continuity during disasters (BCP / business continuity plans)
  • Functional coordination with mutual-aid associations
  • OB / OG member management

Related

• keishicho-shinkumi — Metropolitan Police Employees Credit Cooperative (peer occupation-based shinkumi, police line)
• tokyo-to-shokuin-shinkumi — Tokyo Metropolitan Employees Credit Cooperative (peer occupation-based shinkumi, metropolitan-employee line)
• zenshin-kumi — National Federation of Credit Cooperatives (the central institution of the shinkumi industry)
• dic — Deposit Insurance Corporation of Japan
• credit-cooperative-registry-japan — Japan credit cooperative registry (the 143 shinkumi as a whole)
• cooperative-banking-japan — Cooperative finance as a whole
• iwaki-shinkumi — Iwaki Credit Cooperative (peer regional-type shinkumi, business-type contrast)
• cooperative-banks INDEX

Sources

• Tokyo Fire Department Credit Cooperative official “Management Report” (list of disclosure booklets): https://www.shoubou.co.jp/profile/report.html — disclosure booklets for FY2024 full year (2025-03-31), FY2025 first half (2025-09-30), etc. (image PDF)
• FSA list of credit-cooperative licenses: https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx (corporate number 2010005002121, registry No. 49)
• National Central Society of Credit Cooperatives: https://www.shinyokumiai.or.jp/
• Zenshinkumiren (National Federation of Credit Cooperatives) official: https://www.zenshinkumiren.jp/
• Deposit Insurance Corporation of Japan official: https://www.dic.go.jp/
• Act on Cooperatives of Small and Medium Enterprises, etc.
• Act on Financial Businesses by Cooperatives (the “Kyokinho”)
• Act on Mutual Aid Associations for Local Public Service Personnel, etc.

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[!info] Verification status confidence: likely. Corporate number, registered jurisdiction, and head office location are based on the Financial Services Agency directory, and the latest KPIs are based on official management reports. KPIs and scale comparisons derived from secondary materials in the previous version have been deleted. The specific division of roles with the mutual aid association has not been confirmed and cannot be determined.