Tomato Bank

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against bank of china for the same-prefecture peer / contrast (Okayama first-regional bank vs second-regional bank), and against the FSA plus banking for the supervisory / system boundary.

TL;DR

Tomato Bank, Ltd. (株式会社トマト銀行) is a second regional bank headquartered in Okayama City, Okayama Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank-license list. Its lineage is the Kurashiki Mujin founded in 1931 年, which in 1989 年 converted from the Sanyo Sogo Bank into an ordinary bank and took its current trade name — Okayama Prefecture’s only second regional bank. Its business is the standard second-regional-bank model centered on Okayama Prefecture, deposit-taking and lending to SMEs / individuals, and it is treated as a local peer of the first regional bank bank of china.

1. License / group boundary

2. Operating model

Tomato Bank is a second regional bank that, centered on Okayama Prefecture, handles retail deposits, SME finance, local consumer banking, and regional relationship services. Whereas the first regional bank bank of china is the primary regional-bank anchor within the prefecture, Tomato Bank is organized as the second-regional-bank exact-name anchor. In neighboring prefectures it forms a Chugoku-region peer set with Tottori Bank and Hiroshima Bank. For the Chugoku regional-bank consolidation context, see Regional bank consolidation pattern.

3. Why this page matters

• Establishes the exact-name page on the FSA’s bank-license list (Banking Act).
• Sets up the Okayama second-regional-bank route separately from bank of china.
• Prevents Tomato Bank from being absorbed into the Chugoku Bank’s regional-perspective page Chugin Okayama.

Related

• bank of china
• Chugin Okayama
• Tottori Bank
• Regional bank consolidation pattern
• regional-banks INDEX
• FinWiki index

Sources

• FSA: bank license list (ginkou.xlsx), second regional banks.
• Tomato Bank official company profile.
• Tomato Bank (Wikipedia): lineage Kurashiki Mujin (1931) → Sanyo Sogo Bank → Tomato Bank (1989 ordinary-bank conversion); HQ Okayama City; Okayama’s only second-regional bank.