The Tottori Bank (鳥取銀行)

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against San In Godo Bank for the same-region peer / contrast (the larger 山陰 regional bank) and Tomato Bank for a neighbouring second-regional bank, and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Tottori Bank, Ltd. (株式会社鳥取銀行, commonly “Torigin”) is a regional bank (first regional bank) headquartered in Tottori City, Tottori Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. Per its official history, it was established in 1949 年 10 月 by taking over the business of the Tottori Credit Cooperative, and it is the only regional bank headquartered within Tottori Prefecture. Its business is the standard regional-bank model of deposit-taking centered on Tottori Prefecture and lending to SMEs / individuals, and in the San’in region it has a market peer boundary with the larger San In Godo Bank.

1. License / group boundary

2. Operating model

The Tottori Bank is a regional bank that, centered on Tottori Prefecture, handles retail deposits, SME finance, tourism / agriculture support, and local relationship banking. In the San’in region San In Godo Bank is the larger peer (it is also Tottori Prefecture’s designated agent financial institution), and the Tottori Bank is organized as a Tottori-specific local-bank anchor. In the neighbouring Chugoku region it forms a peer set with bank of china and Hiroshima Bank. For the Chugoku regional-bank consolidation context, see Regional bank consolidation pattern.

3. Why this page matters

• Establishes the exact-name page on the FSA’s bank license list (Banking Act).
• Sets up the prefecture-level finance anchor for Tottori Prefecture.
• Provides the peer route to San In Godo Bank and the Chugoku consolidation note.

Related

• San In Godo Bank
• bank of china
• Hiroshima Bank
• Regional bank consolidation pattern
• regional-banks INDEX
• FinWiki index

Sources

• FSA: bank license list (ginkou.xlsx), regional banks.
• Tottori Bank official company profile / history (established 1949-10; HQ Tottori City; Tottori’s only regional bank).