The Daito Bank
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Wiki route
This entry sits under regional-banks INDEX (its domain route). Read it against The Fukushima Bank for the same-prefecture second-regional peer / contrast, and against the FSA plus banking for the supervisory / system boundary. The Fukushima first-regional anchor is Toho Bank.
TL;DR
The Daito Bank, Ltd. (株式会社大東銀行) is a second regional bank headquartered in Koriyama, Fukushima Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank-license list. Within Fukushima Prefecture, read it together with the first regional bank Toho Bank and the second regional bank The Fukushima Bank, keeping the two-layer first-regional / second-regional structure separate. The substance of its business is the standard regional-bank model: deposit-taking in the Naka-dori area of the prefecture and lending to SMEs and individuals.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | 株式会社大東銀行 / The Daito Bank, Ltd. |
| License route | Bank license under the Banking Act (second regional bank / 第二地銀); FSA bank license list |
| Group boundary | Independent second-regional bank (independent / not under an FG) |
| Home market | Fukushima / Koriyama (head office in Koriyama City, Fukushima Prefecture) |
| Wiki role | Fukushima second-regional-bank operating-company page |
2. Operating model
The Daito Bank is a second regional bank that, centered on the Naka-dori area of Fukushima Prefecture, handles retail, SME lending, local deposits, cards / credit-adjacent group services, and community finance. The official company outline confirms its head office in Naka-machi, Koriyama City, and its history of conversion into an ordinary bank. Fukushima carries a heavy context of post-earthquake / post-nuclear-accident reconstruction finance, business succession, and population decline, so the layered structure of regional finance must be viewed together with the Toho Bank and the Fukushima Bank.
3. Regulatory & system positioning
- Supervision: Under the Banking Act, the FSA (FSA) and the Tohoku Local Finance Bureau supervise. Soundness is disciplined through capital-adequacy-ratio regulation (domestic standard) and the like.
- Industry body: A second regional bank in the Second Association of Regional Banks (Daini Chigin Kyo) lineage. It participates in the Zengin System (the nationwide bank funds-transfer settlement network) and, as an industry body, is connected to the framework of Zenginkyo.
- Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
- Consolidation context: For the general context of second-regional-bank realignment in Tohoku / Fukushima (including SBI-affiliated alliance trends), see regional-bank consolidation pattern.
4. Why this page matters
- Closes an exact-name FSA bank-license gap for Fukushima second-regional banks.
- Provides a clean peer page for fukushima-bank.
- Helps avoid treating SBI alliance / regional-bank consolidation notes as substitutes for a bank license page.
Related
- regional-banks INDEX
- toho-bank
- fukushima-bank
- SBI Regional Bank Holdings
- FSA
- regional-bank-consolidation-pattern
- INDEX
- FinWiki index
Sources
- FSA (金融庁): bank license list (
ginkou.xlsx), second regional banks. - The Daito Bank official company outline (会社概要),
https://www.daitobank.co.jp/investor/outline/outline03.html.
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