Kirayaka Bank
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Wiki Route
This entry sits under regional-banks INDEX. Read it against Sendai Bank for peer / contrast context and banking index for the broader system / regulatory boundary.
TL;DR
Kirayaka Bank, Ltd. is a second-tier regional bank headquartered in Yamagata Prefecture and listed on the FSA bank license list, and it is an operating bank under jimoto-hd. In the Yamagata market it competes with yamagata-bank, and together with sendai-bank it forms the Jimoto group banking-license surface.
1. License / Group Boundary
| Item | Notes |
|---|---|
| Legal name | Kirayaka Bank, Ltd. |
| License route | Banking Act second regional bank; FSA bank license list |
| Group boundary | jimoto-hd operating bank |
| Home market | Yamagata |
| Wiki role | Yamagata second-regional-bank operating-company page |
2. Operating Model
Kirayaka Bank is a second regional bank responsible for retail deposits, SME finance, business-support services, and local restructuring support in Yamagata Prefecture. The jimoto-hd page covers group-level public funds and shareholder structure; this page keeps the bank license and local branch footprint visible. For the Tohoku second-regional-bank consolidation context, see regional-bank-consolidation-pattern.
3. Why This Page Matters
- Closes a legal-name exact page that was previously only group-covered through jimoto-hd.
- Helps distinguish yamagata-bank first-regional-bank coverage from second-regional-bank coverage.
- Provides a direct anchor for SBI / RCC / public-funds context without overloading the parent page.
Related
Sources
- FSA: bank license list, second regional banks, as of 2026-05-02.
- Kirayaka Bank official company profile.
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