The Kitakyushu Bank
On this page
Wiki route
This entry sits under regional-banks INDEX (its domain route). Read it against The Bank of Fukuoka for the same-prefecture peer / contrast, and against the FSA plus banking for the supervisory / system boundary.
TL;DR
The Kitakyushu Bank, Ltd. (株式会社北九州銀行) is a regional bank headquartered in Kitakyushu City, Fukuoka Prefecture, that holds a bank license under the Banking Act and is listed on the FSA’s bank license list. It is a Kitakyushu-area operating bank under Yamaguchi FG (YMFG), and within Fukuoka Prefecture it is treated as a regional-bank peer that is a separate legal entity from The Bank of Fukuoka / Nishi-Nippon City Bank. Its business substance is deposit-taking in the Kitakyushu / Kanmon area and lending to SMEs and individuals.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | 株式会社北九州銀行 / The Kitakyushu Bank, Ltd. |
| License route | bank license under the Banking Act (regional bank / regional bank); FSA bank license list |
| Group boundary | YMFG Kitakyushu operating bank |
| Home market | Fukuoka / Kitakyushu（福岡県北九州市本店） |
| Wiki role | Kitakyushu regional-bank operating-company page |
2. Operating model
The Kitakyushu Bank is a regional bank that, centered on the Kitakyushu / Kanmon area, handles retail deposits, SME finance, local relationship banking, and cross-prefecture business support. The YMFG page handles the three-bank model of the Bank of Yamaguchi / Momiji Bank / The Kitakyushu Bank, while this page handles the bank-license entity. Within Fukuoka Prefecture it has a peer boundary with The Bank of Fukuoka and Nishi-Nippon City Bank.
3. Regulatory & system positioning
- Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Kyushu Local Finance Bureau. Soundness is disciplined by capital adequacy ratio regulation (domestic standard) and the like.
- Industry body: A regional bank belonging to the Regional Banks Association of Japan. It participates in the nationwide bank funds-settlement network (the Zengin System), and as an industry body it connects to the framework of Zenginkyo.
- Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
- Consolidation context: For the general context of YMFG’s multi-bank model and Kyushu regional-bank reorganization, see regional-bank consolidation pattern.
4. Why this page matters
- Closes the FSA exact-name operating-company gap for 北九州銀行.
- Separates Kitakyushu bank-license coverage from YMFG group strategy.
- Provides a peer anchor for The Bank of Fukuoka, Nishi-Nippon City Bank, and Momiji Bank.
Related
- regional-banks INDEX
- yamaguchi-fg
- fukuoka-bank
- nishi-nippon-city-bank
- momiji-bank
- FSA
- regional-bank-consolidation-pattern
- INDEX
- FinWiki index
Sources
- FSA (金融庁): bank license list (
ginkou.xlsx), regional banks. - The Kitakyushu Bank official company profile (会社概要).
Discovery
Keep reading
Read next
- The Kiyo Bank, Ltd. This entry sits under regional-banks INDEX. Read it against 池田泉州ホールディングス for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/kiyo-bank
- The Kochi Bank This entry sits under regional-banks INDEX (its domain route). Read it against 四国銀行 for the same-prefecture peer / contrast (first vs second regional bank), and against the FSA plus banking... regional-banks/kochi-bank
- Kumamoto Bank This entry sits under regional-banks INDEX. Read it against 肥後銀行 for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/kumamoto-bank
Links here
- Kitakyushu Shinkin Bank (北九州信用金庫) This entry sits under cooperative-banks INDEX. Read it against ふくおかフィナンシャルグループ (福岡銀行・熊本銀行・十八親和銀行) and 西日本フィナンシャルホールディングス (西日本シティ銀行) for the Kyushu commercial-bank counterparts, against 北九州銀行... cooperative-banks/kitakyushu-shinkin
- Missing Japan financial institutions expansion backlog This page is the execution checklist for expanding financial-regulators INDEX from a major-institution wiki into a registry-aware Japan financial institution map. financial-regulators/missing-financial-institutions-backlog
- 山口リース (Yamaguchi Leasing) This entry sits under the leasing-firms INDEX as the FG-subsidiary leasing operating-company anchor for 山口 FG (YMFG). Read it against parent operating banks 山口 FG 3 行体制 (もみじ銀行 / 北九州銀行 / 山口銀行... leasing-firms/yamaguchi-leasing
- The Bank of Fukuoka This entry sits under regional-banks INDEX (its domain route). Read it against 西日本シティ銀行 for the same-prefecture peer / contrast, and against the FSA plus banking for the supervisory / system... regional-banks/fukuoka-bank
- Momiji Bank This entry sits under regional-banks INDEX (its domain route). Read it against 広島銀行 for the same-prefecture peer / contrast (first vs second regional bank), and against the FSA plus banking... regional-banks/momiji-bank