Shimizu Bank

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against Shizuoka Bank for the same-prefecture peer / contrast (county-leader vs smaller regional bank), and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Shimizu Bank, Ltd. (株式会社清水銀行) is a regional bank (first regional bank) headquartered in Shimizu-ku, Shizuoka City, Shizuoka Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. Its predecessor was Sunshu Bank, established in 1928 年, which was renamed to its current trade name in 1948 年 as an independent operating company (not under Shizuoka FG). Its business is the standard regional-bank model of deposit-taking and lending to SMEs / individuals in central-eastern Shizuoka Prefecture, and since 2017 年 it has operated joint branches for financial-product intermediary with SBI Securities.

1. License / group boundary

2. Operating model

Shimizu Bank is a regional bank that, centered on central-eastern Shizuoka Prefecture, handles retail deposits, SME finance, local business support, and regional relationship banking. Within the prefecture it is the next-largest after Shizuoka Bank and Suruga Bank, and although they coexist in the same in-prefecture market, the license and governance boundary is a separate legal entity. Because it has a financial-product-intermediary partnership (joint branches) with the SBI Group, read the SBI-linkage context together with SBI Regional Bank Holdings, and for regional-bank consolidation pressure see Regional bank consolidation pattern.

3. Why this page matters

• Corrects prior wiki references that routed Shimizu Bank through the wrong group boundary (not under Shizuoka FG).
• Establishes the exact-name page on the FSA’s bank license list (Banking Act).
• Provides a bank-level anchor for Shizuoka intra-prefecture regional-bank competition.

Related

• Shizuoka Bank
• Shizuoka FG
• Suruga Bank
• Shizuoka Chuo Bank
• SBI Regional Bank Holdings
• Regional bank consolidation pattern
• regional-banks INDEX
• FinWiki index

Sources

• FSA: bank license list (ginkou.xlsx), regional banks.
• Shimizu Bank official company profile / corporate information.
• Shimizu Bank (Wikipedia): lineage Sunshu Bank (1928) → Shimizu Bank (1948); HQ Shimizu-ku, Shizuoka City; SBI Securities financial-product-intermediary partnership (2017).