The Oita Bank
On this page
Wiki route
This entry sits under regional-banks INDEX (its domain route). Read it against Howa Bank for the same-prefecture peer / contrast (first vs second regional bank), and against the FSA plus banking for the supervisory / system boundary.
TL;DR
The Oita Bank, Ltd. (株式会社大分銀行, Daigin) is a regional bank (first regional bank) headquartered in Oita City, Oita Prefecture, holding a bank license under the Banking Act and listed on the FSA’s bank license list. It is Oita Prefecture’s first-regional-bank operating-company anchor and is treated as a Kyushu standalone regional bank. Its business is deposit-taking within the prefecture and lending to SMEs, individuals, and local public bodies.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | 株式会社大分銀行 / The Oita Bank, Ltd. |
| License route | Bank license under the Banking Act (regional bank / first regional bank); FSA bank license list |
| Group boundary | Standalone regional-bank operating company (independent first regional bank) |
| Home market | Oita / Oita City (head office in Oita Prefecture) |
| Wiki role | Oita regional-bank operating-company page |
2. Operating model
The Oita Bank is a first regional bank that, centered on Oita Prefecture, handles retail deposits, SME finance, support for tourism and manufacturing, and local relationship banking. It has a first / second-regional-bank peer boundary with the in-prefecture second regional bank Howa Bank, and as a Kyushu standalone regional-bank peer is compared with The Bank of Saga, Miyazaki Bank, and The Bank of Fukuoka.
3. Regulatory & system positioning
- Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Kyushu Local Finance Bureau. Its soundness is disciplined by capital adequacy requirements (domestic standard) and similar rules.
- Industry body: A first regional bank belonging to the Regional Banks Association of Japan. It participates in the Zengin System (the nationwide bank funds-transfer network), and as an industry body falls within the framework of Zenginkyo.
- Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
- Consolidation context: For the general context of regional-bank reorganization and consolidation pressure in Kyushu, see regional-bank consolidation pattern.
4. Why this page matters
- Closes the FSA exact-name operating-company gap for the Oita Bank.
- Provides an Oita prefecture anchor for Kyushu regional-bank comparison.
- Pairs with the second-regional-bank page Howa Bank.
Related
- regional-banks INDEX
- howa-bank
- saga-bank
- miyazaki-bank
- fukuoka-bank
- higo-bank
- FSA
- regional-bank-consolidation-pattern
- INDEX
- FinWiki index
Sources
- FSA (Financial Services Agency): bank license list (
ginkou.xlsx), regional banks. - The Oita Bank official company profile (会社概要).
Discovery
Keep reading
Read next
- Okinawa Bank This entry sits under regional-banks INDEX. Read it against 福岡銀行 for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/okinawa-bank
- Okinawa FG This entry sits under regional-banks INDEX. Read it against 株式会社琉球銀行 for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/okinawa-fg
- The Okinawa Kaiho Bank, Ltd. This entry sits under regional-banks INDEX. Read it against じもとホールディングス (JIMOTO HD) for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/okinawa-kaiho-bank
Links here
- Missing Japan financial institutions expansion backlog This page is the execution checklist for expanding financial-regulators INDEX from a major-institution wiki into a registry-aware Japan financial institution map. financial-regulators/missing-financial-institutions-backlog
- Howa Bank This entry sits under regional-banks INDEX (its domain route). Read it against 大分銀行 for the same-prefecture first/second-regional peer / contrast, and against the FSA plus banking for the su... regional-banks/howa-bank
- Kagoshima Bank This entry sits under regional-banks INDEX. Read it against 福岡銀行 for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/kagoshima-bank
- Miyazaki Bank This entry sits under regional-banks INDEX (its domain route). Read it against 宮崎太陽銀行 for the same-prefecture peer / contrast (first vs second regional bank), and against the FSA plus bankin... regional-banks/miyazaki-bank
- Nishi-Nippon FHD (西日本 FHD) This entry sits under regional-banks INDEX. Read it against ふくおか FG (FFG) for peer / contrast context and banking index for the broader system / regulatory boundary. regional-banks/nishi-nippon-fhd