Sojitz Finance (双日フィナンス)

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This entry sits under trading-company-finance INDEX. Read it against Marubeni Financial Services (the closest mid-tier trading-house group-treasury peer) and Itochu Finance (another peer trading-house internal-treasury arm). For the mid-tier trading-house captive comparison, see Kanematsu Leasing (smaller mid-tier trading-house leasing). For the 5 -major-trading-house comparison baseline, see Mitsubishi Corporation Financial Services / Mitsui Bussan Financial Services / Sumitomo Corp Financial Management / Toyota Tsusho Finance. See banking index for the broader regulatory boundary.

1. Company overview

Sojitz and bank affiliations

• Former Nichimen: relationship with Sanwa Bank (now MUFG, Sanwa lineage)
• Former Nissho Iwai: relationship with the former Dai-Ichi Kangyo Bank and former IBJ (now Mizuho FG (Mizuho FG))

Placement of Sojitz’s financial functions

2. Business segment map

Sojitz’s business structure and financial functions

Sojitz Finance supports supplier finance / overseas-currency hedging / cross-border remittance, etc. in these segments. Because it is a mid-tier trading house, the scale of its financial functions is smaller than the 5 major trading houses, but the feature set is similar.

Competitors / Peers

4. Regulation / policy

• Supervisor: FSA (related to money-lending / FX business)
• Regulatory points:
  • Transfer-pricing taxation of intra-group financial transactions
  • Boundary between group factoring and the Installment Sales Act / Money Lending Business Act
  • Elimination of intercompany transactions in consolidated accounting
• Recent policy points:
  • 2024〜 BoJ monetary policy → reassessment of intra-group interest charging

Related

• Marubeni Financial Services (peer)
• Itochu Finance (peer)
• Mitsubishi Corporation Financial Services (peer)
• Mitsui Bussan Financial Services (peer)
• Sumitomo Corp Financial Management (peer)
• Toyota Tsusho Finance (peer)
• Kanematsu Leasing (mid-tier trading-house captive comparison)
• MUFG / Mizuho FG (Mizuho FG) / SMFG (parallel main banks)
• banking index
• Japan acquisition finance

Sources

• Sojitz Corporation (2768) securities report (EDINET disclosure) — list of affiliated companies
• Sojitz official IR / integrated report (list of group companies)
• Japan Leasing Association (JLA) https://www.leasing.or.jp/
• EDINET securities report search https://disclosure.edinet-fsa.go.jp/

[!info] Verification status confidence: tentative (based on public information 2026-05-24). Sojitz Finance is an unlisted subsidiary with limited external disclosure; its business scope / handling scale is on a speculative basis. For the latest information, refer to the list of affiliated companies in Sojitz’s securities report. Positioned as a typical image of a “mid-tier trading house’s internal finance subsidiary.” The parent trading-house page sojitz-corp.md has not been created → planned to be added later as backlog.