The Nagasaki Bank

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against Nishi-Nippon City Bank for the same-group peer / contrast, and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Nagasaki Bank, Ltd. (株式会社長崎銀行) is a second regional bank headquartered in Nagasaki City, Nagasaki Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. It is the Nagasaki-area operating bank under Nishi Nippon Fhd (NNFH), and is treated as a bank-license entity separate from Eighteenth Shinwa Bank, Ltd., the first regional bank of Nagasaki Prefecture. The substance of its business is the standard second-regional-bank model of taking deposits within the prefecture and lending to SMEs and individuals.

1. License / group boundary

2. Operating model

The Nagasaki Bank is a second regional bank responsible for retail deposits, SME finance, consumer banking, and regional relationship banking, centered on Nagasaki Prefecture. The NNFH page covers holding-company strategy (the group portfolio including its core Nishi-Nippon City Bank), while this page covers the Nagasaki Bank license boundary. Within Nagasaki Prefecture it has a peer boundary with the first regional bank Eighteenth Shinwa Bank, Ltd. (under Fukuoka FG (FFG)).

3. Regulatory & system positioning

• Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Kyushu Local Finance Bureau. Its soundness is disciplined by capital adequacy regulation (domestic standard) and the like.
• Industry body: A second regional bank belonging to the Second Association of Regional Banks (第二地銀協). It participates in the nationwide bank funds-settlement network (Zengin System), and as an industry body it connects to the framework of Zenginkyo.
• Depositor protection: Deposits are covered by the Deposit Insurance Corporation (DIC).
• Consolidation context: For the general context of regional-bank / second-regional-bank reorganization in Kyushu (the moves of NNFH / Fukuoka FG (FFG)), see regional-bank consolidation pattern.

4. Why this page matters

• Closes the FSA exact-name operating-company gap for 長崎銀行.
• Makes the Nishi-Nippon FHD group-bank map explicit.
• Provides a peer anchor for Eighteenth Shinwa Bank, Ltd., Nishi-Nippon City Bank, and Fukuoka FG (FFG).

Related

• regional-banks INDEX
• nishi-nippon-fhd
• nishi-nippon-city-bank
• 18-shinwa-bank
• fukuoka-fg
• FSA
• regional-bank-consolidation-pattern
• INDEX
• FinWiki index

Sources

• FSA (金融庁): 銀行免許一覧 (ginkou.xlsx), second regional banks.
• The Nagasaki Bank official site (会社案内).
• Nishi-Nippon Financial Holdings official group-company list.