Japan third-party prepaid payment instrument issuers registry index
Confidence Likely
Updated 2026-05-21
Review by 2026-11-21
Sources 2 Machine-translated Original (JA) #payments#prepaid#payment-services-act#registry#fsa#wallet
On this page
TL;DR
FSA’s third-party prepaid payment instrument issuer list contains 803 issuers as of 2026-04-30. This page is the registry-control route for the prepaid issuer surface. It does not reproduce all 803 rows; the official FSA workbook remains the complete row-level source of truth.
Use this page to separate prepaid / stored-value issuance from funds-transfer, credit-card, points, and stablecoin / EPI routes. Create standalone pages only for material wallet, card, retail, transport, game, or fintech operators.
Boundary
| Boundary | Treatment |
|---|---|
| Third-party prepaid payment instrument issuer | Registered issuer of prepaid value usable at third-party merchants / stores. Full population is controlled by FSA daisan.xlsx. |
| Funds-transfer service provider | Use FSA funds-transfer list and funds-transfer-vs-prepaid-boundary. |
| Credit-card / installment operator | Use METI Installment Sales Act registries and card-acquiring-japan-stack. |
| Loyalty points | Route to INDEX unless legal value is prepaid payment instrument. |
| Stablecoin / EPI | Route to japan-stablecoin-regulatory-landscape and jp-exchange-sbi-vc-trade. |
Registry Snapshot
| Metric | Reading |
|---|---|
| FSA as-of date | 2026-04-30 |
| Total third-party prepaid issuers | 803 |
| Largest jurisdiction by issuer count | 関東財務局: 314 |
| Registry reproduction policy | Do not copy 803 rows into wiki; cite FSA workbook and keep jurisdiction counts / material routes here. |
Jurisdiction Counts
| Jurisdiction | Issuers |
|---|---|
| 北海道財務局 | 44 |
| 東北財務局 | 99 |
| 関東財務局 | 314 |
| 東海財務局 | 62 |
| 北陸財務局 | 38 |
| 近畿財務局 | 71 |
| 中国財務局 | 59 |
| 四国財務局 | 36 |
| 福岡財務支局 | 39 |
| 九州財務局 | 35 |
| 沖縄総合事務局 | 6 |
| Total | 803 |
Existing Material Wiki Routes
These rows are not a completeness claim for all major prepaid issuers. They are the currently routed material operators already present in FinWiki.
| Official name in FSA list | Registration date | Corporate number | Wiki route | Boundary note |
|---|---|---|---|---|
| 三菱ＵＦＪニコス株式会社 | 1991-11-22 | 8010001000016 | mufg-nicos | Card / prepaid / settlement group operator |
| 株式会社セブン・カードサービス | 2007-02-22 | 4010001088278 | seven-card-service | Seven & i card / prepaid adjacency |
| ａｕペイメント株式会社 | 2010-09-30 | 5010401069983 | au-payment | au PAY prepaid / funds-transfer boundary |
| ＳＢペイメントサービス株式会社 | 2010-12-10 | 4010401058731 | sb-payment-service | Merchant PSP / prepaid adjacency |
| ライフカード株式会社 | 2011-04-01 | 3020001086810 | life-card | Card and prepaid / guarantee adjacency |
| 株式会社エポスカード | 2015-01-08 | 6011201010186 | epos-card | Marui group card / prepaid adjacency |
| 楽天Ｅｄｙ株式会社 | 2016-07-21 | 3010901038102 | rakuten-edy | Prepaid electronic money operator |
| 株式会社Ｋｙａｓｈ | 2017-01-16 | 9011001103831 | kyash | Wallet / prepaid-card / funds-transfer fintech |
| ＰａｙＰａｙ株式会社 | 2018-10-05 | 5010001192707 | paypay | Code-payment wallet; prepaid / funds-transfer / points decomposition required |
| 株式会社メルペイ | 2019-01-24 | 1010401135178 | merpay | Marketplace wallet / code-payment operator |
| イオンフィナンシャルサービス株式会社 | 2023-04-24 | 2010001010887 | aeon-financial-service | Retail finance group / prepaid adjacency |
| 株式会社スマートバンク | 2024-03-26 | 8011001127534 | smartbank | Household wallet / prepaid card adjacency |
| 三井住友カード株式会社 | 1990-12-03 | 3120001082353 | smbc-card | Card issuer / prepaid adjacency |
Promotion Rules
Promote an issuer from registry-only to standalone page only if it is:
- a major wallet, code-payment, card, transport, retail, game, or platform operator;
- already linked to a JapanFG / payments / fintech analysis thread;
- strategically important for prepaid vs funds-transfer vs points decomposition;
- public-source rich enough to support a standalone page.
Related
- INDEX
- funds-transfer-vs-prepaid-boundary
- cashless-jp-landscape
- card-acquiring-japan-stack
- INDEX
- missing-financial-institutions-backlog
- FinWiki index
Sources
- FSA, “前払式支払手段（第三者型）発行者登録一覧”,
daisan.xlsx, as of 2026-04-30. - FSA, prepaid payment instruments policy page.
Discovery
Keep reading
Read next
- PSP merchant settlement risk Merchant PSP risk is the risk that sits between checkout success and final money movement: merchant onboarding, card-number handling, fraud monitoring, chargebacks, reserves, settlement timi... payments/psp-merchant-settlement-risk
- QUO Card: gift-card and paper / digital prepaid franchise This entry sits under payments index as the QUO Card gift-card prepaid issuer page that pairs with prepaid payment instrument issuers registry for the FSA registry view. Compare with Amazon... payments/quo-card-prepaid
- Suica: JR East transit and general-purpose IC prepaid This entry sits under payments index as the JR East-anchored prepaid issuer page that pairs with prepaid payment instrument issuers registry for the FSA registry view and with transit-prepai... payments/suica-prepaid-jr-east
Links here
- Japan payment license stack Japan payment products can combine several public-regulatory categories: funds transfer, prepaid payment instruments, electronic payment agency, electronic payment instruments, electronic pa... financial-licenses/payment-license-stack
- Missing Japan financial institutions expansion backlog This page is the execution checklist for expanding financial-regulators INDEX from a major-institution wiki into a registry-aware Japan financial institution map. financial-regulators/missing-financial-institutions-backlog
- JAL Payment Port (JALペイメント・ポート) This entry sits under payment-firms INDEX. Read it with funds-transfer registry for regulatory context, funds-transfer vs prepaid for wallet classification, and SBI / Sumishin SBI Net Bank f... payment-firms/jal-payment-port
- Recruit MUFG Business This entry sits under payment-firms INDEX. Read it with MUFG for bank-group context, funds-transfer registry for the regulatory route, and Japan code-payment competitive map for wallet compe... payment-firms/recruit-mufg-business
- Amazon Gift Card Japan: closed-loop e-commerce prepaid This entry sits under payments index as the Amazon Japan gift-card prepaid issuer page that pairs with prepaid payment instrument issuers registry for the FSA registry view. Compare with App... payments/amazon-gift-card-japan